We exist as and maintain Urbanpaydayloans.com. We continually update and alter this website in order to give consumers the information they need under their consent. By accessing Urbanpaydayloans.com, you agree to the following terms of use.
Our Products and Services
Consumers should recognize that Urbanpaydayloans.com is neither a financier nor a collection agency. We exist only to connect consumers with third party lenders who might be capable of providing qualifying customers with payday loans loan. After you have completed your application and received an offer from a lender, future services and products offered by that lender are no longer under the control of Urbanpaydayloans.com.
Acceptance of your Application
When we notify you that your application for a cash loan has been received, we are making no indication of your acceptance or denial of said loan, nor are we promising that one of our third party lenders will make you an offer. We are not able to influence our lenders’ decision in any way, but we do reserve the right to approve or deny your application before it is sent to another party. We are not responsible for a failure on the consumer’s part to provide requested documentation or meet criteria outlined elsewhere on this site.
User Limitations
This site may only be used by those who are 18 years of age or older.
Legal Cooperation and Agreement
Use of this site constitutes an agreement to cooperate with any state and local laws that apply to the use of Urbanpaydayloans.com and any services provided by our third parties. We reserve the right to report any legal abuse, real or perceived, to law enforcement officials for observation and/or legal action. When within our legal rights, we may use any information available to track down violators of this site’s terms and policies. We also reserve the right to block access to our website for specific users in order to prevent further abuse of our services. By using this site, you agree that abuse of our website or products may lead to us banning you from this website and possibly pursuing criminal charges against you.
Protection of Intellectual Property
Intellectual property on this site owned by Urbanpaydayloans.com includes but is not limited to website themes, logos, text documents, headings, characters, business names, photos, letters, and software. These items may not be used or distributed without our written consent.
We do grant authority to use the information on this website for the sole purpose of obtaining payday loans through Urbanpaydayloans.com. All other rights to the property anywhere on this website are reserved.
Disclaimer of Guarantees and Restriction of Obligation
We make every effort to keep the information on our website completely accurate, but we cannot guarantee 100% accuracy. Laws and regulations involving short term loans change frequently, and as such our information may not always be entirely current. We are not accountable for any inaccurate information located on this website.
Urbanpaydayloans.com, ITS THIRD PARTY LENDERS, AND ITS AFFILIATES ARE NOT ACCOUNTABLE FOR ANY HARMS WHICH COULD RESULT FROM USAGE OR ACCESS OF THIS WEBSITE, BE THEY UNFORSEEN, DIRECT, RELATED, MAJOR, OR DISCIPLINARY. NONE OF THE INFORMATION PROVIDED WITHIN THESE PAGES OR INDIRECTLY FROM ONE OF OUR AGENTS IS GUARANTEED. WE MAKE NO ASSUARANCES OF ANY MENTIONS OF GOOD DEEDS, PURCHASE GUARANTEES, OR OTHER CAPABILITIES. We will enforce these restrictions and disclaimers to the fullest extent allowable by law.
Content Provided by Third Parties
Urbanpaydayloans.com includes some content from third party advertisements. If you purchase from those parties, we are not accountable for any services they provide. We are also not accountable for the privacy policies of any third parties. The appearance of these links on our website does not signify any endorsement of the companies, their products, or any services they provide through their websites.
Privacy Policy
We do everything we can to protect the personal information of our clients and customers, and our Privacy Policy exists to reinforce this fact. We will never use any of your personal information for a reason not outlined in our terms and conditions, and we protect your information with the best technology available. By using this website, you agree that we may change our Privacy Policy periodically and that any use of the website after these changes signifies an agreement on your part of the new terms. Use of this website also indicates an agreement on your part that if you disagree with any part of our updated Privacy Policy, your access to our services will be restricted.
Security
At Urbanpaydayloans.com, we use the highest encryption standards available to keep your personal data secure. However, we cannot guarantee that this information will never be stolen, decrypted, or otherwise compromised by others. We are not responsible for the loss of decryption of data due to the criminal acts of another individual or group.
Usage Guidelines
We act solely as an intermediary between you and the third party lenders within our network. We do not act as arbitrators or as representatives of either yourself or a third party lender. Urbanpaydayloans.com may receive compensation for granting certain amenities, services, and merchandise to third parties and other individuals through private negotiations. These services may or may not have bearing on your use of our website, and by using the site you agree that any compensation may or may not be connected to your use of Urbanpaydayloans.com.
Laws and Legal Venues
The information provided on this website is designed to be used solely in the United States of America. In accessing this website and using the services provided, you are using your best judgment and following your own local laws to the fullest extent. We have the right to terminate our relationship with your and any third party if arrangements are made that violate the terms of use outlined here.
Terms and Conditions Updates
Urbanpaydayloans.com reserves the right to update and amend our Terms of Use at any time. By using Urbanpaydayloans.com after the Terms of Use have been changed, you signify that you have read and agree with any updates made. Failure to agree to the amended Terms of Use will result in restricted access to our website.
Payment and Compensation
Use of Urbanpaydayloans.com signifies that you agree that our partners, officers, representatives, affiliates, subsidiaries, and other employees will not be held accountable for any financial loss you suffer due to the purchase of a product or service through one of the links provided on our website or from one of our lenders. If you pursue legal action against a lender or the owner of one of the links on this website, we will not provide any compensation for legal fees.
Violations of Terms of Use
Use of Urbanpaydayloans.com signifies on your part that we may block access to the website, delete personal information, and remove any submitted content at any time if you violate our Terms of Use or Privacy Policy. We may also take these steps if you are found guilty of an unruly act or if you abuse or harass our staff or another user.
Other Items of Note
Urbanpaydayloans.com claims sole use of any rights that have not been specifically outlined within these pages. Our headers are intended to facilitate easy reading and are not meant to affect the judgment or structure of these Terms of Use. The content in our Terms of Use and Privacy Policy supersedes any previous printing, electronic or on paper, of these terms and policies.
